Vitaliy Kraynyk

Vitaliy is a beginner Ukrainian farmer. He recently moved from Russia to his grandmother's village in his homeland. He decided to get involved in what was to his liking. Currently, he is able to grow potatoes and strawberries well. It is difficult to start this business without helpers and machinery. Vitaliy has a daughter, who is 20 years old and attends an institute. She can only help her parents on her days off. We know that growing potatoes is a long and labor-intensive process. Prior to sowing, the soil has to plowed, then lifted, sprayed and weeded. It is hard for Vitaliy and his wife to handle this work, but expensive to hire workers. This is why purchasing farming machinery, plow, and potato digger would significantly ease the work and speed up the process of growing this crop. And straw or plastic sheets are needed for the strawberries. Vitaliy's plans include a greenhouse for strawberries and vegetables, such as tomatoes and cucumbers, and also purchasing refrigerated equipment for storing the produce. Helping Vitaliy with the purchase of machinery, we speed up achievement of his personal plans of buying a new car for transporting product to markets and, thus, receive our Ukrainian product!

Raisa Kalinkina

Raisa is a farmer from Ukraine. She started her work as an agronomist at an agricultural collective and is now involved in farming together with her family on privatized land. She planted areas of cherries and apricots and is also involved in growing grapes and vegetables (tomatoes and cucumbers). Lately, following her the death of her husband, who was the primary farm-work helper, it became difficult for Raisa to work alone. Of course, the children help her, but only in their free time. Her 23 year-old son works as a firefighter after graduating from the Agrotechnological Academy, and the 17 year-old daughter studies to become an artist-decorator in Kulprosvet. The family of her late husband help Raisa with the business as well. It is difficult for the family to work on ten hectares of land, and this is why it is necessary to hire workers. Unfortunately, the family does not have such means. A purchase of farming machinery would significantly speed up the process of preparing the soil for sowing plants and reduce the number of weeds. Raisa needs help and in the future dreams of building a greenhouse for planting strawberries, buying a sprayer - a very important thing in the farming business. She wants to help agricultural businesses of Ukraine to grow and flourish by developing her farm!

Alena Sincha

Alena is a farmer. She has been growing tomatoes, corn, beets, apples, watermelons, potatoes and strawberries since 2002. Her husband and 19-year-old daughter help her manage the business. She initially started cultivating tomatoes and cabbage in open ground. Alena and her husband have decided to purchase some plastic sheeting to protect their tomatoes and beets from the cold and wind, as well as a drip tape for irrigation. Alena's plans for the future: to sow new varieties of strawberries, and to start cultivating grapes. Her personal plans: to provide her daughter with an education. Alena needs your help to finance the purchase of plastic sheeting and irrigation tape.

Anatoly Turovski

I already saw a positive results from my colleagues who began to grow fruit crops, and this has prompted me to approach ACM which had made an effort to meet my needs. I used to grow wheat and raise livestock, but it is hard to do dedicate yourself to this type of farming at my age; so, I have decided to grow barriers and grapes. This type of farming has its upside. I have received a letter that said as an honest payer and client of the Ukrainian agricultural project, I will be given a discount.



Vladimir Kutsipak

I have acquired a greenhouse with the help of Agro Capital Management (ACM). I am very happy with this acquisition and since then I have acquired another greenhouse. I then joined the two greenhouses to make a one large greenhouse of 10 by 100 meters. The structure of the greenhouse is very modern and reliable. Winter, wind or no wind, I am not worried: the wind cannot passthrough, this greenhouse does not even move in the wind. People who have old greenhouses are always concerned; they check on their greenhouses all the time for a structural damage, but I have no problems. My greenhouse is even protecting the harvest from the hale during the summer; I am one hundred percent confident about the safety of my crop.

When you come inside the greenhouse it is quiet and warm. The difference in temperature between greenhouse and outside is 5C. This year we had -25C during the winter and in the greenhouse it was -20C. Under agrocovers, with which our grape crops were covered, it was -15C. It is very significant difference in temperature, I am very confident that grapes will survive the winter. The soil inside the greenhouse practically never freezes. The means to pay for the greenhouse I receive from the sale of the harvest which I grow inside of the greenhouse. In one year a greenhouse pays for itself. If you use the greenhouse as intended; plant plants which already bear a crop, than the means of repayment increases even faster. In this greenhouse I already had a grape which produced a crop.

The greenhouse can be paid off in a year if you grow vegetables too. If you make a second insulation layer by adding a second film wrapping around the warehouse, the temperature inside the greenhouse would rise, yielding an earlier crop of vegetables, which gives a very good income. Also, you have to consider that you can grow two crop yields in a year: one in the fall and the other in the spring. In any case, you can re-coup your investment in a year. After the greenhouse is paid for, you can use it for many years to come. The film which insulates the warehouse has a useful life expectancy of five years. The useful life expectancy of structural skeleton of the greenhouse practically never expires. The interest rates for the financing are very low, practically no extra payments beyond the cost of the greenhouse. The application process and underwriting is very quick, there are no delays, no bureaucratic nuances. We are very happy!

Vladimir Kutsipak, a farming project leader, from Novodneprovka, Kamensk-Dneprovsk area, Zaporizhya region.

Nariman Adzhiev

With the help of ACM I have bought a motor block. I have used it to plant 1300 grapes and the same amount of strawberries. For the grape and strawberry crops I have also acquired an irrigation system through ACM. I think this is very good. Of course, I could have bought it all myself, but during that time I could not find available means of purchase myself. I like the credit conditions which ACM offers: the down payment is small and so are the payments, and interest is not substantial. These conditions are not hard on my wallet. In the future I am planning to acquire at least one greenhouse though ACM. I am also hopeful to plant a big vineyard on my portion of the land. I am very pleased that I can rely upon products purchased through the means provided by ACM, and pay for these services from the sale of the harvest.

NarimanAdzhiev, farmer